HOW THE PLAN WORKS

Deposit first, then half of the remaining balance before go-home.

The reservation deposit is $250 for CKC or ACA puppies and $500 for AKC puppies. After that deposit is credited toward the purchase price, the buyer must pay 50% of the remaining puppy balance before the puppy can go home. The balance left after that payment may be financed for up to 12 months under the signed Payment Plan Addendum.

01 / RESERVATION

$250 CKC/ACA · $500 AKC deposit

The reservation deposit is based on registration and is credited toward the puppy's purchase price.

02 / BEFORE GO-HOME

50% of the remaining balance is due before transfer

Once the deposit is applied, one-half of the remaining puppy balance must be paid before the puppy is released to the buyer.

03 / FINANCED BALANCE

Up to 12 months

The amount still owed after the required pre-go-home payment may be divided into as many as 12 monthly installments. The exact number of installments and payment amount are stated in the signed addendum.

04 / MONTHLY DUE DATE

The same calendar day each month

The first financed installment is due on the puppy's go-home date. Each later installment is due on the same numerical day of the following month, continuing monthly until the financed balance is paid in full.

05 / LATE PAYMENTS

Late fee after the contractual grace period

The standard addendum provides for a $25 late fee when a scheduled payment remains unpaid beyond the stated grace period, currently intended as 10 days after the due date, to the extent permitted by applicable law. The signed agreement controls the exact enforceable timing and amount.

06 / DEFAULT

Nonpayment can lead to collection or court action

If a buyer fails to make required payments and does not cure the default after written notice, East Tennessee Chihuahuas may pursue lawful collection remedies available under the signed agreement and applicable law. These may include referral to a collection agency, filing a civil or small-claims action where permitted, seeking a judgment for amounts lawfully due, and recovering court or collection costs only when authorized by the agreement and law.

PAYMENT PLAN APPLICATION

Identity and contact information are required before financing is approved.

Because the puppy may go home before the entire purchase price is paid, financing requires more information than a standard cash placement. Applicants should be prepared to provide their full legal name, date of birth, current address, phone number, email address, employer name, employer address and phone number, job title or occupation, length of employment, government-issued photo identification, and an emergency or alternate contact.

Do not submit a Social Security number through the public website or by ordinary email. If additional verification is ever required, it should be collected through a secure private method.

VERIFICATION & RECORDS

Information may be verified before approval.

By applying for a payment plan, the buyer authorizes East Tennessee Chihuahuas to verify the contact, identity, and employment information supplied for the limited purpose of evaluating and administering the payment arrangement. Any identification copy or financing record should be handled as private customer information and used only for legitimate placement, payment, compliance, or collection purposes.

EAST TENNESSEE CHIHUAHUAS

Puppy Payment Plan Application & Addendum

Johnson City, Tennessee

1. Applicant Information

Full Legal Name: ______________________________

Date of Birth: __________________

Email: ______________________________________

Phone: _________________________

Current Address: ______________________________

City / State / ZIP: ______________

Government ID Type: __________________________

Last 4 / ID Reference: ___________

2. Employment Information

Employer: ___________________________________

Job Title: _______________________

Employer Phone: ______________________________

Length of Employment: ____________

Employer Address: _____________________________

Monthly Income (optional): ________

3. Alternate Contact

Name: ______________________________________

Relationship: ____________________

Phone: _____________________________________

Email: __________________________

4. Puppy & Purchase Terms

Puppy Name / ID: _____________________________

Registry: CKC / ACA / AKC

Purchase Price: $_____________________________

Deposit Paid: $__________________

Balance After Deposit: $_______________________

50% Pre-Go-Home Payment: $_______

Amount Financed: $____________________________

Term: ______ months (maximum 12)

Monthly Payment: $____________________________

Monthly Due Day: _________________

5. Payment Schedule

The first financed installment is due on the puppy's go-home date. Each later installment is due on the same numerical day of each following month until the financed balance is paid in full, unless a different schedule is written into the signed addendum.

6. Late Payment

If a scheduled installment is not received within the grace period stated in this agreement, a $25 late fee may be assessed to the extent permitted by applicable law. A late fee is not a substitute for the required installment and does not waive an existing default.

7. Default & Right to Cure

A missed payment places the account in default. East Tennessee Chihuahuas may provide written notice and a reasonable opportunity to cure as required by the agreement or applicable law. If the default is not cured, the remaining amount lawfully due may be accelerated only when permitted by the signed agreement and applicable law.

8. Collection & Legal Remedies

After an uncured default, East Tennessee Chihuahuas may use lawful remedies to collect amounts due. Depending on the circumstances and applicable law, this may include internal collection efforts, referral to a licensed collection agency, or filing a civil or small-claims action in a court with proper jurisdiction. Any court costs, collection expenses, attorney's fees, interest, or other charges are recoverable only when expressly authorized by the signed agreement and permitted by law.

9. Contact Information

The buyer agrees to keep current mailing address, email address, phone number, and employment contact information on file while a financed balance remains outstanding and to notify East Tennessee Chihuahuas promptly of material changes.

10. Privacy & Identification

Government-issued identification and financing records are collected for identity verification, administration of the payment plan, fraud prevention, and lawful collection activity. Sensitive information should not be sent through unsecured email. East Tennessee Chihuahuas does not require a Social Security number through this public form.

11. Electronic Communications

The buyer consents to receiving account notices, payment reminders, default notices, and payment-plan records electronically at the email address supplied unless applicable law requires another form of notice.

12. Acknowledgment

By signing, the buyer confirms that the payment amount, due dates, deposit credit, required pre-go-home payment, financed balance, late-payment terms, and default remedies have been disclosed before acceptance.

Buyer Signature: ______________________________

Date: __________________

Breeder Signature: ____________________________

Date: __________________

PAYMENT PLAN REQUEST

Financing is approved separately from puppy placement.

Submitting an application does not guarantee approval. Final terms are not effective until the written Payment Plan Addendum is completed and accepted by both parties.

START PUPPY APPLICATION